IDBI Bank Limited has informed the Exchange regarding a press release dated April 28, 2025, titled "IDBI Bank Limited - Financial Results for Q4 & FY 2025".
IDBI · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
IDBI Bank reported a 33% jump in annual net profit to ₹7,515 crore for FY25, up from ₹5,634 crore in FY24. Q4 FY25 net profit rose 26% YoY to ₹2,051 crore, while operating profit for the full year grew 16% to ₹11,079 crore. The bank crossed the ₹5 trillion mark in total business, with deposits at ₹3,10,294 crore (+12% YoY) and net advances at ₹2,18,399 crore (+16% YoY). Asset quality improved sharply, with gross NPA falling to 2.98% (from 4.53%) and net NPA to 0.15% (from 0.34%). Capital position strengthened with CRAR rising to 25.05%, and ROA/ROE stood at 1.98%/20.15%. The Board proposed a 21% dividend, subject to shareholder approval.
Strong profit growth, improving asset quality, and robust capital ratios are positive for shareholders. The proposed 21% dividend signals healthy cash returns, though a slight dip in NIM (4.56% vs 4.93%) and CASA ratio (46.56% vs 50.43%) may warrant watch on the funding cost side.