IIFL Finance Limited has informed the Exchange about Investor Presentation
IIFL · price
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IIFL Finance reported Q1FY26 (quarter ended June 30, 2025) consolidated PAT of Rs 274 Cr, up 9% QoQ but down 19% YoY. Loan AUM grew 7% QoQ to Rs 83,889 Cr, driven mainly by a strong rebound in gold loans, which crossed pre-embargo levels to reach Rs 27,274 Cr (up 85% YoY and 30% QoQ). Pre-provision operating profit rose 31% YoY to Rs 836 Cr, with cost-to-income improving to 48% from 51.5% in the prior quarter. ROA stood at 1.6% and ROE at 7.6%. GNPA rose marginally to 2.3% and NNPA to 1.1%. The RBI approved 500 new branches across India and 10 in Jammu & Kashmir, supporting expansion plans. Former RBI Deputy Governor B.P. Kanungo and former Director General of Income Tax M.V. Bhanumathi joined the boards of IIFL Finance and IIFL Home Finance respectively, strengthening governance.
The gold loan recovery, improved cost ratios, and 510 new branch approvals are positive signals for future growth. However, the YoY decline in PAT, cautious stance on MSME and microfinance segments, and rising GNPA may keep near-term investor sentiment cautious.