BSEIndia Finsec LtdHighNeutral
Announced Thu, 16 Oct · 23:19 IST

Unaudited Financial results for quarter and half year ended on 30 september, 2025

Revenue DeclineNegative Operating CashflowEbitda Margin ExpansionResults View source PDF

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AI summary

India Finsec reported consolidated revenue from operations of Rs 2,016.64 lakhs for Q2 FY26, up about 12% from Rs 1,802.85 lakhs in Q2 FY25, with H1 FY26 revenue at Rs 3,874.02 lakhs versus Rs 3,457.54 lakhs in H1 FY25. Consolidated profit after tax rose to Rs 553.79 lakhs in Q2 FY26 (vs Rs 451.57 lakhs) and Rs 1,089.63 lakhs for H1 FY26 (vs Rs 894.84 lakhs), a growth of roughly 22% year-on-year. The loan book expanded strongly from Rs 32,981.60 lakhs to Rs 38,696.75 lakhs, funded by borrowings rising to Rs 23,874.12 lakhs, while the debt-equity ratio improved sharply from 1.71 to 0.90. Standalone numbers are negligible and show losses, as the operating NBFC business sits in subsidiary IFL Finance Limited. Statutory auditors M/s Ajay Rattan & Co. issued an unmodified (clean) limited review opinion on both sets of results.

Likely market impact

A solid quarter for shareholders, with the NBFC subsidiary driving double-digit revenue and profit growth, an expanding loan book, and a much healthier debt-equity ratio. The negative operating cash flow reflects normal lending growth rather than weakness, and the planned conversion to a Type I NBFC could unlock wider business opportunities.