Indian Railway Finance Corporation Limited has informed the Exchange regarding a press release dated July 22, 2025, titled "IRFC reports strongest ever quarterly performance, highest everquarterly income; PAT grows by 10.71%".
IRFC · price
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IRFC reported its strongest-ever quarterly performance for Q1 FY2025-26 (quarter ended June 30, 2025). Total income rose to Rs. 6,918.24 crore from Rs. 6,766.03 crore in the same quarter last year, marking the highest quarterly income in the company's history. Profit After Tax (PAT) grew 10.71% year-on-year to Rs. 1,745.69 crore, also an all-time quarterly high. Net Interest Margin improved to 1.53% (annualized), the best in three years, while net worth reached a record Rs. 54,423.96 crore. The company maintained a debt-to-equity ratio of 7.44, the lowest overhead cost in the industry, and a continued zero-NPA (non-performing assets) loan book. Additionally, the Board approved a new General Corporate Purpose Term Loan, Working Capital Term Loan, and Short Term Loan Policy.
This is a positive announcement for shareholders — IRFC delivered record income, profit, and net worth with strong asset quality and improved margins, reinforcing its financial strength. The results come in the first full quarter since IRFC was granted Navratna status, which gives it greater operational and investment autonomy, likely supporting future growth.