Investor presentation on the financial results for the quarter and year ended 31 March 2025
Awaiting price reaction for this filing.
Aditya Birla Capital submitted its Q4 FY25 and FY25 investor presentation to the exchanges. Consolidated revenue grew 20% YoY to ₹47,369 Cr while consolidated PAT rose 8% YoY to ₹3,142 Cr. Total lending portfolio reached ₹1,57,404 Cr (up 27% YoY) and total AUM crossed ₹5.11 lakh Cr (up 17% YoY), with Life Insurance AUM surpassing ₹1 lakh Cr. NBFC AUM grew 20% YoY to ₹1,26,351 Cr with RoA of 2.27%; Housing Finance AUM reached ₹31,053 Cr but RoA moderated to 1.46%. AMC PAT rose 19% YoY to ₹931 Cr with 6.30% market share, Life Insurance delivered 18% net VNB margin and 19.2% RoEV, and Health Insurance turned profitable with PBT of ₹6 Cr versus a loss in FY24.
Strong top-line growth across all segments with improving asset quality in NBFC and Housing Finance supports earnings visibility. However, margin pressure in Housing Finance (RoA down) and only modest consolidated PAT growth of 8% YoY may temper near-term expectations. Multi-year targets provided (RoA 2-2.2% for HFC over 8-10 quarters, 20-25% CAGR in individual FYP for Life Insurance) offer guidance but execution remains key.