The Jammu & Kashmir Bank Limited has informed the Exchange about Presentation
J&KBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Jammu & Kashmir Bank has released an investor presentation ahead of domestic roadshows scheduled for 18th-20th May 2026 in Mumbai. The bank highlighted its remarkable turnaround story since 2019-20 when it faced severe challenges including NPA at 11%, net loss of Rs.1,139 crores, and capital adequacy issues. Since then, the bank has achieved four consecutive years of record profits with net profit growing to Rs.2,363 crores in FY2026. Key metrics show RoA of 1.37%, RoE of 16.85%, gross NPA reduced to 2.50%, and capital adequacy ratio improved to 16.55%. Net worth crossed Rs.15,000 crores with business size of Rs.2.90 lakh crore. The stock delivered 936% returns versus 187% for Bank Nifty since March 2020. Rating was upgraded from A+ to AA- and FII shareholding increased from 0.71% to 8.34%.
The bank presents a strong turnaround story with multi-year targets under Vision 2030 (Mission 5 Lakh Crore business and Rs.5,000 crore annual profit target), supporting positive sentiment. The presentation targets investors highlighting attractive valuation at P/E of 5.12x and P/B of 0.81x, with dividend resumption after 7 years.