Audited Financial Results (Standalone and Consolidated) of the Company as on March 31, 2025.
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KJMC Financial Services, a Mumbai-based NBFC, reported standalone total income of ₹522.41 lakhs in FY25, up about 11% from ₹469.33 lakhs in FY24, mainly driven by higher interest income (₹50.70 lakhs vs ₹9.51 lakhs) and professional fees. However, expenses rose faster at around 21% to ₹402.62 lakhs, pushing standalone profit before tax down to ₹119.79 lakhs from ₹137.28 lakhs. Standalone PAT fell roughly 10% to ₹81.23 lakhs (EPS ₹1.70 vs ₹1.89), while the Q4 standalone quarter alone slipped into a loss of ₹51.87 lakhs. On a consolidated basis, including subsidiary KJMC Trading and Agency and associate KJMC Platinum Builders, PAT was nearly flat at ₹84.85 lakhs (EPS ₹1.77). Total assets grew to ₹16,468 lakhs (standalone) led by a sharp jump in investments to ₹16,094 lakhs, while borrowings were pared down to ₹408 lakhs from ₹690 lakhs. Statutory auditors Batliboi & Purohit issued an unmodified (clean) opinion on both sets of results.
Mixed for shareholders: revenue and asset base are growing but margin pressure and a loss-making Q4 indicate rising costs are eating into profits. The clean audit opinion and reduced debt are positives, while the auditor's noted concerns around related-party unsecured lending and inter-corporate deposits warrant investor attention.