L&T Finance Limited has informed the Exchange about Investor Presentation
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Awaiting price reaction for this filing.
L&T Finance filed its Q1FY26 investor presentation highlighting a 2% YoY rise in consolidated PAT to ₹701 Cr, with RoA improving to 2.37% (from 2.22% in Q4FY25) and NIMs+Fees at 10.22%. Retail disbursements grew 18% YoY to ₹17,522 Cr, pushing the consolidated book to an all-time high of ₹1,02,314 Cr, of which 98% is now retail. Credit cost came in at 2.23% after utilizing ₹300 Cr of macro-prudential provisions. The company also received debut international investment-grade ratings of BBB- from both S&P (Positive outlook) and Fitch (Stable outlook), matching India's sovereign rating. Additionally, L&T Finance acquired a ₹1,335 Cr gold loan portfolio from Paul Merchants Finance, marking entry into a new secured product vertical.
Positive for shareholders — consistent progress on the Lakshya 2026 targets, debut sovereign-grade international ratings that open global funding avenues, and improving asset quality (consolidated GS3 steady at 3.31%, NS3 at 0.99%) signal strengthening fundamentals. The stock may see a positive reaction on the back of steady Q1 delivery and the international rating upgrade.