LTFNSEL&T Finance LimitedMediumNeutral
Announced Fri, 24 Apr · 19:03 IST

L&T Finance Limited has informed the Exchange regarding a press release dated April 24, 2026, titled "Press Release on financial results".

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

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AI summary

L&T Finance reported its highest ever annual consolidated PAT of Rs. 3,003 crore in FY26, up 14% YoY, with Q4FY26 PAT at Rs. 807 crore (up 27% YoY). The retail franchise grew strongly with retail book size at Rs. 1,19,508 crore (up 26% YoY) and retail disbursements at Rs. 83,213 crore (up 39% YoY). The company achieved 98% retailisation of its overall book and improved its lowest-ever weighted average cost of borrowing to 7.17% in Q4FY26 (down 67 bps YoY). Credit quality improved with Gross Stage 3 at 2.88% vs 3.29% in Q4FY25. The Board recommended a dividend of Rs. 2.75 per share. The company also launched its new five-year strategic plan 'Lakshya 2031' targeting 20%+ book growth, <2% credit cost, 3%-3.2% RoA, and 16%-18% RoE.

Likely market impact

Strong operational performance with improving margins, asset quality, and profitability trajectory signals healthy franchise growth. The Lakshya 2031 multi-year targets provide visibility on future growth and return profile, which could be positive for the stock.