LTFNSEL&T Finance LimitedMediumNeutral
Announced Fri, 10 Jul · 20:34 IST

L&T Finance Q1FY27 investor presentation: Book up 27%, PAT up 29%

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

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Price reaction · full curve 14 horizons · vs prior close
-1.9%1-day move
₹321.80
prior close
₹321.25
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After-mkt
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+1.0+2.5+2.9+3.4-1.9-3.0-3.6-3.8-5.0-5.1
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AI summary

L&T Finance submitted its Q1FY27 investor presentation. Book grew 27% YoY to Rs 1,29,634 Cr. Disbursements rose 36% YoY to Rs 23,852 Cr. PAT jumped 29% YoY to Rs 902 Cr. ROA improved to 2.48% and ROE to 12.71%, up 185bps. NIMs plus Fees held steady at 10.47%. Credit cost fell to 2.54% from 3.43% YoY. Company is progressing on Lakshya 2031 multi-year goals of 20% plus book growth, under 2% credit cost, and 3 to 3.2% ROA.

Likely market impact

Strong Q1 with improving margins and falling credit costs. Early progress on Lakshya 2031 targets signals positive outlook for shareholders.