Please find enclosed Business Responsibility and Sustainability Reporting (BRSR)
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L&T Finance Limited, an NBFC majority-owned by Larsen & Toubro (65.99%), has filed its annual BRSR report for FY26. The company serves 2.8 Cr+ customers across rural and urban India through 2,841 offices. Key highlights include exceeding sustainability loan targets significantly (₹18,220 Cr vs ₹4,000 Cr target), maintaining water-positive status for 4 consecutive years, and financing 62,023 EVs avoiding 12,140 tCO2e emissions. Socially, the company touched 17.30 lakh+ beneficiaries through CSR, achieved 40,295 hours of ESG training (exceeding 30,000 hour target), and grew women workforce representation to 7.46% from 5.4%. The company has zero monetary penalties, zero corruption cases, and received reasonable assurance from BDO India on BRSR Core indicators. Governance remains strong with over 50% independent board composition and no conflicts of interest reported.
The BRSR filing demonstrates L&T Finance's strong ESG framework with no regulatory red flags, indicating low compliance risk for investors. The company is on track for its FY35 carbon neutrality target and shows meaningful progress on diversity and social impact metrics.