M&MFINNSEMahindra & Mahindra Financial Services Limited· FinanceMediumNeutral
Announced Fri, 24 Apr · 17:23 IST

M&M Fin Q4 PAT jumps 55%, NIM expands to 7.5%, dividend Rs 7.50/sh

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

M&MFIN · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
+6.4%1-day move
₹295.50
prior close
₹311.60
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+2.6+3.1+5.4+1.8+6.4+8.8+5.4+2.5+3.5+10.7+8.2+3.2+7.6+22.2
Up moveDown movePending
AI summary

M&M Finance (M&MFIN) reported Q4FY26 PAT of ₹873 cr, up 55% YoY; FY26 PAT rose 19% to ₹2,782 cr. AUM grew 12% YoY to ₹1,34,096 cr. NIM expanded ~101 bps to 7.5% in Q4 on higher fee income and lower cost of funds. Credit cost at 1.5% (Q4), 1.7% (FY). Asset quality improved with GS3 at 3.4%. Board proposed final dividend of Rs 7.50/sh vs Rs 6.50. Non-vehicle portfolio grew 32% YoY. AAA rating reaffirmed.

Likely market impact

Strong margin expansion, improving asset quality, and higher dividend signal positive momentum; should support stock sentiment.