Announced Mon, 27 Jul · 17:51 IST
M&M FinServ Q1 FY27 earnings call: 70% PAT growth, ROA at 2.4%
Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsMgmt Evaded Key QuestionInvestor Communications View source PDF
M&MFIN · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Price reaction · full curve
Awaiting price reaction for this filing.
AI summary
Standalone PAT up 70% YoY; consol PAT INR 927 cr up 75% YoY. ROA 2.4%, ROE near 15%, NIM above 7% with 7.1% medium-term target. GS3 at 3.45% is 8-year low, credit cost 1.5%. AUM grew 13%, core wheels 20%, non-wheels 79%. 100% disbursements on Udaan digital stack. Targets 16-18% CAGR for FY26-FY31. Housing arm INR 30 cr PAT, insurance broking PAT up 83% YoY.
Likely market impact
Strong profitability beat with asset quality at multi-year low and digital stack driving efficiency. Reiterated multi-year growth targets.