M&MFINBSEM&M FIN. SERVICES LTDMediumNeutral
Announced Tue, 21 Jul · 16:29 IST

M&M FinServ Q1 FY27: PAT up 70% YoY, RoA at 2.4%, disbursals up 22%

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

M&MFIN · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
+6.5%1-day move
₹347.50
prior close
₹362.25
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+0.8+1.4+1.7+1.8+6.5+2.8+3.9+7.9
Up moveDown movePending
AI summary

M&M Financial Services Q1 FY27 (standalone): PAT rose 70% YoY to Rs 899 Cr on higher NIM at 7.3% (vs 6.7%). AUM grew 13% to Rs 1,37,449 Cr. Disbursals up 22% YoY to Rs 15,564 Cr led by tractors at 45% growth. Asset quality stable with GS3 at 3.5% and credit cost at 1.5%. Consolidated PAT up 75% to Rs 927 Cr. Mgmt guides RoA of 2.2-2.5% and credit cost of 1.3-1.7% by FY31.

Likely market impact

Strong earnings beat with profitability expansion, stable asset quality, and clear multi-year targets. Positive read for shareholders.