Financial Results for the quarter ended December 31, 2025
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Awaiting price reaction for this filing.
Mansi Finance (Chennai) Ltd reported Q3 FY26 total revenue of ₹218.03 lakhs, down about 51% from ₹449.81 lakhs in the same quarter last year. Profit after tax for the quarter stood at ₹84.16 lakhs versus ₹109.40 lakhs in Q3 FY25. On a nine-month basis, however, revenue rose modestly to ₹877.06 lakhs (from ₹830.46 lakhs) while PAT jumped roughly 51% to ₹377.20 lakhs (from ₹250.38 lakhs). The main reason for the improved profitability is a sharp drop in impairment allowance on loans, which fell to ₹20 lakhs this quarter from ₹235.11 lakhs a year earlier, boosting profit margins. Basic EPS for the quarter was ₹2.38 (vs ₹3.09) and ₹10.67 for the nine months (vs ₹7.08). The statutory auditors (Sirohia & Co.) issued a clean limited review report with no qualifications.
For shareholders, the headline PAT growth and margin expansion are positives, but the steep quarterly revenue decline and reliance on lower loan-loss provisions rather than core business growth raise concerns. This is a small NBFC, so stock price reaction will depend on whether the lower impairment trend is sustainable, as underlying top-line weakness remains the key risk.