BSELowNeutral
Announced Fri, 9 May · 20:43 IST

MCLR w.e.f 12.05.2025

Business Updates View source PDF
Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Bank of Baroda has revised its Marginal Cost of Funds Based Lending Rate (MCLR) with effect from 12 May 2025. Most tenors remain unchanged: Overnight at 8.15%, One Month at 8.35%, Three Month at 8.55%, and Six Month at 8.80%. The only revision is in the One Year MCLR, which has been reduced by 5 basis points from 9.00% to 8.95%. This is a routine lending rate update filed under SEBI LODR Regulation 30.

Likely market impact

The marginal cut in the one-year MCLR may translate into slightly lower borrowing costs for new loans linked to this tenor, but the overall change is minimal and unlikely to materially impact the bank's margins or stock price in the near term.