NORTHARCNSENorthern Arc Capital LimitedMediumNeutral
Announced Tue, 29 Jul · 18:00 IST

Northern Arc Capital Limited has informed the Exchange about Investor Presentation

Analyst Day Multiyear TargetsMgmt Guided Margin ImprovementInvestor Communications View source PDF

NORTHARC · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Northern Arc Capital shared its Q1FY26 investor presentation alongside earnings call held on July 29, 2025. Profit after tax stood at INR 81 Cr, down 13% YoY, impacted by higher credit costs of INR 102 Cr (including INR 19 Cr from a change in DLG accounting guidance). Pre-provisioning operating profit grew 18% YoY to INR 207 Cr, supported by a 9% rise in net revenue to INR 325 Cr. AUM was largely flat at INR 13,351 Cr with Direct-to-Customer mix improving to 53%. Asset quality remained stable with Net NPA at 0.56%, while RoA came in at 2.4% and RoE at 9.3%. The company raised INR 500 Cr in equity, lifting networth to INR 3,532 Cr.

Likely market impact

Shares gave multi-year targets — RoA of 3.7–4%, RoE of 16–18%, D2C mix above two-thirds, and Net NPA in 0.5–0.7% range over the next three years. While near-term PAT was hit by credit cost provisions, the strategic guidance on margin improvement and growth in higher-yield segments is positive for long-term shareholders.