One Mobikwik Systems Limited has informed the Exchange about Investor Presentation
MOBIKWIK · price
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One MobiKwik reported strong margin improvement in FY26 with Q4 gross margin reaching an all-time high of 39%, up from 23.9% YoY. Payments GMV grew 57% to ₹1,821 billion, while UPI transactions surged 2.7X YoY to 209 million in Q4. The company turned PAT positive for two consecutive quarters with Q4 PAT at ₹44 million vs a loss of ₹560 million in Q4FY25. Financial Services gross margin improved to 59% in Q4 with net FS margin at 5.39%. Full year EBITDA loss narrowed 93% to -₹52 million from -₹794 million. The company secured RBI approval for NBFC license in April 2026, alongside stock broking and payment aggregator licenses in the last 12 months. Management targets 4X transaction growth and 5X GMV growth over the next 2 years, with merchant business aiming for 10X revenue by FY28.
Margin expansion story is intact with structural cost discipline; new NBFC license unlocks lending growth; PAT positive for 2 quarters signals path to sustainable profitability despite continued investment in new businesses.