Paisalo Digital Limited has informed the Exchange about Investor Presentation
PAISALO · price
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Paisalo Digital shared its Q1 FY2026 investor presentation on July 21, 2025. Total Income hit a record Rs 2,187 mn, up 17% YoY, while AUM grew 14% YoY to Rs 52,302 mn. Disbursements rose 16% YoY to Rs 7,581 mn, and customer base expanded to ~11 mn with the addition of 1.5 mn customers. Net Interest Income climbed 20% YoY to Rs 1,244 mn, PAT grew 14% YoY to Rs 472 mn, and NIM improved 31 bps to 6.5%. Asset quality strengthened with GNPA at 0.85% and NNPA at 0.68%, both improving YoY. The company added 50 branches and 432 new touch points, taking the total network to 3,997 across 22 states, and expanded its co-lending partnership with SBI for MSME/SME loans from Q4 FY26 onwards.
Strong Q1 numbers with margin protection, improved asset quality, and a deepening SBI co-lending tie-up signal continued growth momentum, which is positive for shareholders. However, the rising cost of borrowing (10.7%, up 18 bps) and slight dip in ROE (11.85%, down 18 bps) are mild watchpoints for future quarters.