Paisalo Digital Limited has informed the Exchange about Transcript

Paisalo Digital reported its highest-ever quarterly profit after tax of INR 663 million for Q3 FY2026, up 29% sequentially and 6% year-on-year, driven by 18% growth in total income to INR 2,401 million. Assets under management reached INR 55,082 million (16% YoY growth), with disbursements of INR 10,574 million for the quarter. Asset quality remained best-in-class with gross NPA at 0.83% and net NPA at 0.66%, alongside a strong collection efficiency of 98.8%. Cost of borrowing declined to 10.3% (down 92 bps YoY), helped by a INR 1,885 million raise at 8.5% via NCDs and commercial papers. Management guided to double AUM, income, and PAT over the next 3 years (a roughly 25% CAGR) by adding five new products, expanding distribution to 4,872 touchpoints across 22 states, and embedding AI across the lending lifecycle. The SBI co-lending partnership launch has been pushed to Q1 FY27 due to new RBI co-lending guidelines requiring additional compliance and tech integration.