Paisalo Digital Limited has informed the Exchange about Presentation and Link of Recording
PAISALO · price
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Paisalo Digital shared the audio recording and presentation of its Q4 FY2025 earnings conference call held on May 14, 2025. For Q4 FY25, AUM grew 14% YoY to ₹52,328 mn, revenue rose 17% to ₹7,711 mn, and PAT increased 11% to ₹2,001 mn. Net worth stood at ₹15,257 mn with a healthy CAR of 39.16%. The company added a record 1.52 mn customers in Q4, taking the total franchise to 9.45 mn across 3,565 touchpoints in 22 states. Asset quality weakened with GNPA at 0.99% and NNPA at 0.76% (vs 0.21%/0.02% in Q4 FY24), and NIM saw a slight 2 bps compression to 6.40%. The board recommended a 10% dividend (₹0.10 per share). Management highlighted FCCB issuance of USD 50 million and expressed optimism that FY25 credit actions will benefit P&L in FY26.
Shareholders get access to the full management commentary for Q4 FY25. While topline growth and customer acquisition remain strong, the rise in NPAs, NIM compression, and lower RoA/RoE are areas to watch. Management's FY26 optimism on credit cost normalisation could be a positive trigger if delivered.