PAISALONSEPaisalo Digital LimitedHighPositive
Announced Sun, 10 May · 19:56 IST

Paisalo Digital Limited has informed the Exchange regarding a press release dated May 10, 2026, titled "AUM up 17% YoY to Rs 61,009 Mn, PAT surges 56% YoY to Rs 722 Mn".

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

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AI summary

Paisalo Digital reported strong Q4FY26 results with AUM growing 17% YoY to Rs 61,009 Mn and PAT surging 56% YoY to Rs 722 Mn. Total income rose 35% YoY to Rs 2,609 Mn. The company improved its Net Interest Margin by 43 basis points to 6.8% and reduced cost of borrowing by 32 basis points to 10.22%, reflecting better liability management. Asset quality remained healthy with GNPA at 0.76%, down 23 bps YoY. Capital adequacy stood strong at 35.8% with Tier-1 capital at 28.9%. The company expanded its distribution network to 5,299 touchpoints and customer franchise to ~16 million borrowers, while noting headcount declined 3% in FY26 due to technology and AI-led efficiencies.

Likely market impact

Strong margin expansion and profitability growth with improving asset quality and capital position signal operational efficiency gains and healthy business momentum for Paisalo Digital.