Paisalo Digital Limited has informed the Exchange regarding a press release dated January 06, 2026, titled "Paisalo Digital secures - INR 188.5 crore to reduce cost of funds, strengthen capital efficiency, and scale growth initiatives".
PAISALO · price
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Paisalo Digital, a systematically important non-deposit taking NBFC focused on inclusive lending, has raised around INR 188.5 crore through listed bond issuances in Q3 at an 8.5% annual rate of interest. The company says the raise reflects its strong credit profile, disciplined risk management, and solid balance sheet. The proceeds will be used to lower Paisalo's overall cost of borrowing, strengthen its medium-term capital base, and expand lending capacity. Funds will support pan-India expansion across 22 states and UTs, deepen its High Tech–High Touch distribution model, and accelerate new lending products aimed at micro-entrepreneurs, self-employed borrowers, and underserved income segments. Paisalo currently operates 4,380 touchpoints and is positioning itself to capture a larger share of India's formalising MSME and income-generation credit market.
Lower funding costs and a stronger capital base should support margin expansion and higher lending volumes, which is positive for earnings growth; however, the raise was done at 8.5%, so the actual stock price impact will depend on how much cheaper this is versus Paisalo's existing cost of funds and the pace of loan growth.