Piramal Enterprises Limited has informed the Exchange about Investor Presentation
Awaiting price reaction for this filing.
Piramal Enterprises shared its Q4 & FY25 results at the MACM India Conference 2025. Consolidated AUM grew 17% YoY to INR 80,689 Cr, with retail now making up 80% of the mix (up from 70:30 in FY24). The company swung to a consolidated PAT of INR 485 Cr in FY25 versus a loss of INR 1,684 Cr in FY24. Legacy AUM fell 53% YoY to INR 6,920 Cr (now just 9% of total AUM), while growth business PBT stood at INR 896 Cr. Retail AUM rose 35% YoY across 517 branches in 428 cities, with stable asset quality (90+ DPD at 0.8%). Wholesale 2.0 AUM grew 44% YoY to INR 9,117 Cr with 100% collection efficiency. RBI has approved the PEL-PFL merger, expected to complete by around September 2025, making Piramal Finance an Upper Layer NBFC. The company raised USD 815 million from global debt markets in FY25 and guides for FY26 total AUM of ~INR 100k Cr (+25% YoY) and consolidated PAT of INR 1,300-1,500 Cr.
Positive for shareholders — clear margin expansion (NIM rising, opex-to-AUM down 220bps over 8 quarters), return to profitability, strong liquidity (LCR 205%, capital adequacy 23.6%), and explicit FY26 growth and profit guidance signal improving fundamentals, likely to support stock sentiment.