Piramal Enterprises Limited has informed the Exchange about Investor Presentation
Awaiting price reaction for this filing.
Piramal Enterprises filed its July 2025 Investor Presentation detailing FY25 results and FY26 outlook. FY25 consolidated AUM stood at INR 80,689 Cr with PAT of INR 485 Cr, while growth business AUM grew to INR 73,769 Cr (91% of total). Retail AUM rose 35% YoY to INR 64,652 Cr, driven by housing loans and used car financing, with retail 90+ DPD stable at 0.8%. Asset quality has improved post FY23 stress, with consolidated GNPA/NNPA at 2.8%/1.9% and stressed assets down to 5.5% of AUM. Management guided FY26 total AUM of ~INR 100k Cr (25% YoY), growth AUM of ~INR 96k Cr (~30% YoY), and consolidated PAT of INR 1,300-1,500 Cr. Legacy book is expected to shrink to INR 3,000-3,500 Cr, and the proposed merger with Piramal Finance Ltd is targeted for completion by Q3FY26.
Positive for shareholders: clear FY26 growth and profitability guidance, continued improvement in asset quality, and simplification of group structure via the PEL-PFL merger. The retail-led pivot is gaining traction, supporting re-rating potential.