Piramal Enterprises Limited has informed the Exchange about Investor Presentation
Awaiting price reaction for this filing.
Piramal Enterprises filed its Q4 & FY25 investor presentation ahead of the DAM Capital NBFC Conference. Consolidated AUM grew 17% YoY to INR 80,689 Cr, with the retail share rising to 80% (from 70% in FY24). The company swung back to a consolidated profit of INR 485 Cr in FY25, compared to a loss of INR 1,684 Cr in FY24. Legacy AUM has been cut sharply to INR 6,920 Cr (9% of total AUM, down 53% YoY). Retail loan book grew 35% YoY to INR 64,652 Cr across 517 branches, while Wholesale 2.0 AUM grew 44% YoY to INR 9,117 Cr. The RBI has approved the PEL-Piramal Finance merger (expected completion by Sep 2025), and Piramal Finance has become an Upper Layer NBFC. The company raised USD 815 million from global debt markets in FY25 and reported a strong liquidity position (LCR 205%) with 23.6% capital adequacy. FY26 guidance: total AUM of ~INR 100,000 Cr (~25% YoY) and consolidated PAT of INR 1,300-1,500 Cr.
Positive for shareholders: the company has turned profitable, asset quality is stable, growth in retail and wholesale segments is strong, and the merger simplifies the group structure. The FY26 PAT guidance of INR 1,300-1,500 Cr signals a major earnings recovery story, though execution on legacy book runoff and the pending merger timeline remain key watchpoints.