PNB Housing Finance Limited has informed the Exchange regarding a press release dated July 21, 2025, titled "Press Release on the financial performance of the Company for the quarter ended June 30, 2025".
PNBHOUSING · price
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PNB Housing Finance reported a 23% YoY jump in net profit to INR 534 crore for Q1 FY26, compared to INR 433 crore in the same quarter last year. Retail loan assets grew 18% YoY to INR 76,923 crore, with the affordable housing segment surging 143% YoY to INR 5,744 crore and emerging markets rising 20% YoY to INR 22,701 crore. Asset quality improved with Gross NPA falling to 1.06% from 1.35% a year ago, and Net NPA at 0.69%. Net Interest Income grew 17% YoY to INR 760 crore, spreads widened to 2.23%, and the company maintained a strong CRAR of 29.68%. Total AUM stood at INR 82,100 crore, up 13% YoY, while the company reduced its corporate loan book by 56% YoY to INR 809 crore. Basic EPS for the quarter was INR 20.52.
Strong profit growth, improving asset quality, and healthy capital position signal operational strength and may support positive investor sentiment. The significant shift toward higher-yielding affordable and emerging market segments suggests a strategic focus on margin expansion going forward.