PNB Housing Finance Limited has informed the Exchange about Investor Presentation
PNBHOUSING · price
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PNB Housing Finance shared its Q4 and FY25 investor presentation showing strong retail-led growth. Loan Asset rose 16% YoY to INR 75,765 crore, AUM touched INR 80,397 crore, and FY25 disbursements grew 25% YoY to INR 21,972 crore. Profit after tax jumped 28.4% YoY to INR 1,936 crore, with ROA improving 35 bps to 2.55% and ROE at 12.19%. Asset quality strengthened with GNPA falling to 1.08% (from 1.50%) and NNPA to 0.69% (from 0.95%), while corporate GNPA stood at nil. The Affordable segment (Roshni) grew 183% YoY to INR 5,070 crore, branch network expanded to 356 locations, and the company recovered INR 336 crore from written-off pools. A dividend of INR 5 per share was recommended, and the stock was added to NSE F&O from March 28, 2025.
Strong all-round performance with improving margins, better asset quality, and robust retail growth is positive for shareholders. The recommended dividend and F&O inclusion should improve liquidity and investor interest in the stock.