Provisional Business of the Bank as on 30.06.2025
Awaiting price reaction for this filing.
Punjab National Bank (PNB) reported its provisional Q1 FY26 business update, with Global Business rising 11.6% year-on-year to Rs 27,19,491 crore from Rs 24,36,929 crore a year ago. Global Deposits grew 12.8% YoY to Rs 15,88,795 crore, while Global Advances rose 9.9% YoY to Rs 11,30,696 crore. Domestic Deposits and Domestic Advances grew 12.2% and 9.7% YoY respectively. On a sequential basis, growth was modest at 1.3-1.7% across key metrics. The Global Credit-Deposit (CD) Ratio stood at 71.20%, slightly lower than 73.05% a year ago, indicating that deposits are growing faster than advances.
Healthy double-digit YoY growth in both deposits and advances signals continued business momentum for PNB, though the declining CD ratio suggests advances growth is lagging deposits, which may slightly weigh on net interest margins. Overall, the update is neutral to mildly positive for shareholders.