BSEPurple Finance LtdHighNeutral
Announced Tue, 21 Apr · 20:54 IST

Please find enclosed financial results for the quarter and year ended March 31, 2026.

Revenue Growth 20pctPat NegativeNegative Operating CashflowResults View source PDF

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AI summary

Purple Finance Ltd, an NBFC, reported its audited FY26 results with total revenue from operations surging to Rs. 4,764.79 lakhs from Rs. 1,472.00 lakhs in FY25, a growth of about 224%, driven mainly by interest income (Rs. 2,833.81 lakhs) and net fair value gains (Rs. 1,428.98 lakhs). The annual net loss narrowed sharply to Rs. 644.10 lakhs from Rs. 1,554.82 lakhs the previous year, and the company turned marginally profitable in Q4 FY26 with a net profit of Rs. 1.75 lakhs versus a loss of Rs. 391.89 lakhs in Q4 FY25. Total assets under management stood at Rs. 249 crore, with a co-lending/servicing book of Rs. 80 crore. The statutory auditor (Jogin Raval & Associates) issued an unmodified opinion. The company raised additional capital during the year through equity warrants, subordinated NCDs, and secured listed NCDs. However, operating cash flow remained deeply negative at Rs. (9,815.65) lakhs as the loan book expanded from Rs. 89.98 crore to Rs. 167.71 crore.

Likely market impact

Strong top-line growth and shrinking losses signal improving business traction, but the company is still loss-making on a full-year basis and burning significant cash to grow its loan portfolio, which is typical for a scaling NBFC. The fundraising activity (warrants, NCDs) strengthens the balance sheet (net worth rose to Rs. 131.56 crore) but also increases debt obligations going forward.