RBL Bank Limited has informed the Exchange about Investor Presentation
RBLBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
RBL Bank reported Q1 FY26 net profit of Rs. 200 crore, down 46% year-on-year from Rs. 372 crore but sharply up from Rs. 69 crore in Q4 FY25. Net Interest Income fell 13% YoY to Rs. 1,481 crore as NIM compressed to 4.50% (from 5.67% YoY) due to external benchmark resets and lower unsecured retail share. Other Income rose 33% YoY to Rs. 1,069 crore, supported by treasury gains. Operating profit de-grew 18% YoY to Rs. 703 crore, with cost-to-income ratio worsening to 72.4% from 65.7%. Advances grew 9% YoY to Rs. 94,431 crore led by secured retail (+23%) and commercial banking (+32%); deposits rose 11% YoY to Rs. 1.12 lakh crore. Asset quality was mixed — GNPA rose to 2.78% (from 2.60% QoQ) but NNPA improved to 0.45% from 0.74% YoY. Capital adequacy remained comfortable at 15.59% (CET-1 at 14.05%).
Weak YoY earnings and NIM compression may weigh on the stock near-term, though the sharp sequential recovery in profit, improving credit cost (50 bps vs 93 bps QoQ), and continued loan growth offer some comfort for investors watching for a turnaround.