RBLBANKNSERBL Bank LimitedMediumNeutral
Announced Thu, 3 Jul · 21:37 IST

RBL Bank Limited has informed the Exchange regarding 'Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.'.

Business Updates View source PDF

RBLBANK · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

RBL Bank shared provisional key metrics for the quarter ended June 30, 2025. Total deposits rose 11% year-on-year to Rs. 1,12,665 crore, with granular retail deposits (below Rs. 3 crore) growing a strong 16% YoY and now forming 51.4% of total deposits. Gross advances grew 9% YoY to Rs. 96,704 crore, led by 13% YoY growth in wholesale advances and 32% YoY surge in commercial banking. Within retail, secured advances grew 23% YoY while unsecured retail continued to shrink (-7% YoY), reflecting a deliberate shift toward safer book. CASA grew 11% YoY to Rs. 36,606 crore but dipped 3% QoQ, pulling the CASA ratio down to 32.5%. Liquidity Coverage Ratio improved sharply to 152% from 133% the previous quarter. Numbers are provisional and subject to audit committee and statutory auditor approval.

Likely market impact

Steady deposit and advance growth with improving granularity and liquidity position is positive for shareholders. However, the slight QoQ dip in CASA ratio and ongoing shrinkage in unsecured retail may be watched closely by the market for asset quality and margin implications.