RBL Bank Limited has informed the Exchange regarding 'Y:\After Nov 2013\Compliances\Stock Exchange Intimations\2025-26\10. January 2026\1. Intimation under LODR'.
RBLBANK · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
RBL Bank shared provisional business metrics for the quarter ended December 31, 2025. Total deposits grew 12% year-on-year to Rs. 1,19,721 crore, with granular retail deposits (below Rs. 3 crore) rising 15% YoY and now forming about 51.5% of total deposits. Gross advances grew 13% YoY to Rs. 1,04,502 crore, led by 24% YoY growth in secured retail advances and 29% YoY growth in commercial banking advances, with a retail-to-wholesale mix of 59:41. The CASA ratio slipped to 30.9% from 32.8% a year ago, and the Liquidity Coverage Ratio eased to 125% from 143% YoY. Unsecured retail advances de-grew 6% YoY, while JLG current-bucket collection efficiency stood at a healthy 99.5% for December 2025.
Steady deposit and advance growth is reassuring, but the falling CASA ratio points to continued margin pressure, and the LCR drop from 143% to 125% signals tighter liquidity. The tilt toward secured retail and commercial banking is credit-positive, though the unsecured retail contraction is a small watch point for the stock.