Financial Results For Quarter ending 31st December 2025
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Regency Fincorp Limited, an NBFC focused on MSMEs and individual borrowers, reported a strong Q3 FY2025-26. Total income rose to ₹914.48 Lacs from ₹539.08 Lacs in Q3 FY2024-25, a 69.6% YoY jump. Profit Before Tax surged 234.2% YoY to ₹459.66 Lacs, and Profit After Tax climbed 230.7% YoY to ₹340.44 Lacs (vs ₹102.92 Lacs). For the nine months ended December 2025, PAT stood at ₹988.33 Lacs vs ₹238.87 Lacs in the prior-year period. EPS doubled to ₹0.42 from ₹0.21. Key ratios improved notably: Net Profit Margin expanded to 40.87% (from 24.93%), CRAR rose to 70.38%, and Debt-Equity Ratio stayed healthy at 0.36. The auditor (KNSG & COLLP) issued an unqualified limited review report. The company also disclosed utilisation of ₹17.66 Cr raised via preferential warrant conversions, with no deviation from stated objects, and reported zero defaults on ₹5,920.98 Lacs of total financial indebtedness.
Strong, broad-based growth across revenue and profitability signals healthy business momentum and improved operational efficiency, which is positive for shareholders. The clean audit report, comfortable capital adequacy (CRAR 70.38%), and zero loan defaults reinforce financial stability, though equity dilution from preferential allotments may weigh on per-share metrics going forward.