Revison in BRLLR w.e.f 07.06.2025

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Bank of Baroda has revised its Benchmark Lending Rate (BRLLR) downward by 50 basis points, from 8.65% to 8.15%, effective 7 June 2025. The revision follows the RBI's repo rate cut, with the repo component falling from 6.00% to 5.50%, while the bank's markup over repo remains unchanged at 2.65%. The full 50 bps reduction has been passed on to borrowers. This is a routine lending rate revision aligned with the central bank's monetary policy action.

Likely market impact

Lower lending rates may improve borrowing sentiment and support loan growth, but could modestly pressure the bank's net interest margins. Neutral-to-mildly positive for existing borrowers and prospective loan customers.