Audited financial results for the quarter and year ended March 31, 2025
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 0.5 pts less than Nifty Microcap 250 and 0.3 pts more than its Other Financial Services peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
Minute windows have no benchmark: there is no intraday index history to compare against.
Richfield Financial Services Ltd, an NBFC, posted audited FY25 results on May 28, 2025. Total income more than doubled to ₹503.08 lakhs (vs ₹197.26 lakhs in FY24), driven mainly by interest income of ₹391.10 lakhs. However, profit after tax fell sharply to ₹12.54 lakhs from ₹64.78 lakhs (down ~80%), as expenses surged to ₹489.58 lakhs from ₹113.36 lakhs, dragging EPS down to ₹0.17 from ₹1.73. Total assets tripled to ₹3,510 lakhs, with loans rising 3x to ₹2,835 lakhs, funded largely by a steep jump in subordinated debt from ₹51.50 to ₹2,135.53 lakhs and fresh NCDs of ₹445.70 lakhs. Operating cash flow was deeply negative at ₹(2,034) lakhs. The statutory auditor (A. John Moris & Co) issued an unmodified opinion. Board also approved a new secretarial auditor and internal auditor, plans to issue further subordinated debt, and shift the registered office from West Bengal to Tamil Nadu.
Strong top-line growth signals business expansion, but collapsing profitability, negative operating cash flow, and a heavy debt-funded build-up mean shareholders should watch margin trends and asset quality closely. The fund raise and NBFC scale-up could support future earnings if loan growth translates into better cost ratios.