Samir Arora of Helios Capital backs SIPs, challenges critics: 'Prove market timing works'

Veteran fund manager Samir Arora of Helios Capital has defended Systematic Investment Plans (SIPs) in mutual funds, arguing that critics who advise against SIPs are implicitly endorsing market timing and should first prove that timing the market consistently works. His comments come amid renewed debate over whether retail investors should continue monthly equity investments given elevated valuations after the strong rally in Indian markets over the past few years. Proponents maintain that SIPs offer rupee cost averaging and discipline, reducing the need to predict market peaks and bottoms.