Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015 - Investor Presentation

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

SATIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

+6.0%1-day move

₹214.20

prior close

₹233.30

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

+4.8+4.1+3.9+1.9+6.0+5.0+4.1+2.0+3.6+1.3+9.9+6.0+24.7—

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AI summary

Satin Creditcare Network reported strong FY26 results with consolidated AUM of ₹15,174 Crores (19% YoY growth) and PAT of ₹332 Crores (79% YoY growth). Q4-FY26 standalone PAT surged 234% YoY to ₹137 Crores. The company has significantly diversified beyond microfinance, with non-MFI portfolio now at 17% of AUM (₹2,653 Crores) versus ~5% in FY2019. Management revised the FY2030 AUM target upward to ₹32,000 Crores (from ₹25,000 Crores) with a goal of 30% non-MFI composition. FY27 guidance projects 15-20% AUM growth and credit cost of 3.0-3.5%. Asset quality improved with PAR 90 at 3.1% and 92% provision coverage. Subsidiaries Satin Housing Finance (₹1,267 Cr AUM) and Satin Finserv (₹1,054 Cr AUM) both crossed ₹1,000 Crores AUM milestone.

Likely market impact

Strong profitability growth and improved asset quality signal operational resilience. The upward revision of long-term AUM targets and clear FY27 guidance should boost investor confidence. Diversification strategy reducing microfinance concentration risk while maintaining 19 consecutive profitable quarters.