Announced Tue, 26 May · 18:10 IST

Outcome of the Meeting of Board of Director held on 26th May, 2026 and submission of Audited Financial Results

Qualified OpinionRevenue Growth 20pctPat Growth 25pctContingent Liabilities IncreasedResults View source PDF

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AI summary

SPA Capital Services Ltd reported audited results for Q4 and FY 2025-26. Total income stood at Rs 38.62 Crore vs Rs 32.94 Crore (17% YoY growth). Reported net profit increased to Rs 0.83 Crore from Rs 0.49 Crore (69% growth). However, auditors M/s DHANA & Associates issued a Qualified Opinion due to two material issues: (1) Rs 7.71 lakh interest not provided on loans taken, violating accrual basis of accounting and NBFC guidelines; (2) Rs 3.14 Crore in loans given to parties without interest charging are classified as loss assets per RBI guidelines, but no provisioning was made. Adjusted figures show actual net profit is only Rs 0.06 Crore, assets overstated by Rs 3.14 Crore, and net worth overstated by Rs 3.91 Crore. This is the company's 6th consecutive qualified audit. Management claims disputes with borrowers justify non-provisioning.

Likely market impact

The Qualified Opinion raises serious concerns about financial statement reliability and regulatory compliance as an NBFC. While reported profit grew 69%, true earnings are 92% lower than reported due to non-provisioning of Rs 3.91 Crore in potential losses. Shareholders should demand clarity on loan recoverability and RBI compliance status.