Press Release for Q4FY26
SPANDANA · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Spandana Sphoorty Financial reported a PAT of ₹5 Cr in Q4FY26, turning profitable after 6 consecutive quarters of losses. The company had reported a loss of ₹95 Cr in Q3FY26. AUM grew 12% QoQ to ₹4,420 Cr, the first quarterly growth in 8 quarters. Disbursements jumped 30% QoQ to ₹1,539 Cr. Asset quality improved with consolidated GNPA reducing from 4.24% to 3.78%, and collection efficiency reaching 99.7% for March 2026. Total income grew 13% QoQ to ₹277 Cr, while PPOP improved significantly to ₹39 Cr from ₹8 Cr in Q3FY26. The company maintains strong liquidity of ₹1,438 Cr and a healthy CRAR of 35.9%.
The company has turned PAT positive after a prolonged loss-making period, signaling a recovery in the microfinance business. Improved asset quality and collection efficiency suggest better operational health, which is positive for shareholders.