Q1 FY27 Investor Presentation: AUM up 11percent to Rs 4,887 Cr, PAT at Rs 12 Cr

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

SPANDANA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-10.5%1-day move

₹297.00

prior close

₹288.00

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

-1.4-2.4-3.2-8.7-10.5—————————

Up moveDown movePending

AI summary

Q1 FY27 results: AUM up 11percent QoQ to Rs 4,887 Cr; disbursements Rs 1,371 Cr. PAT turned positive at Rs 12 Cr vs loss of Rs 360 Cr YoY. NIM expanded to 12.5percent from 8.2percent. GNPA improved to 3.6percent. Marginal cost of borrowing fell to 11.3percent from 12.0percent. ICRA outlook revised to Stable. Liquidity Rs 1,316 Cr, CRAR 33.8percent.

Likely market impact

Clear turnaround with profitability restored, NIM expansion, better asset quality, and stable rating outlook are positive for shareholders.