Spandana Sphoorty Financial Limited has informed the Exchange regarding a press release dated May 05, 2026, titled "Press release on the financial and operational performance of the Company for the quarter and year ended March 31, 2026.".
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Spandana Sphoorty reported a return to profitability with PAT of ₹5 Cr in Q4FY26 after six consecutive quarters of losses. AUM grew 12% QoQ to ₹4,420 Cr, while disbursements surged 30% QoQ to ₹1,539 Cr. The company saw improving asset quality with consolidated GNPA declining to 3.78% from 4.24% in Q3, and collection efficiency reaching 95.3%. PPOP jumped to ₹39 Cr from ₹8 Cr previously. The company maintained strong liquidity of ₹1,438 Cr and a healthy CRAR of 35.9%. The CEO noted the microfinance sector has turned a corner with new lending norms now representing 80% of the portfolio.
The turnaround in profitability after six quarters and strong sequential growth in disbursements signal recovery momentum, though the cost of borrowings rose 55 bps QoQ to 13.2% creating some margin headwinds. The improved asset quality metrics and strong collection efficiency are positive indicators for credit quality.