SRG Housing Finance Limited has informed the Exchange regarding a press release dated August 13, 2025, titled "Press Release on quarterly results 30-06-2025".
SRGHFL · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
SRG Housing Finance reported strong Q1 FY26 results with Assets Under Management (AUM) growing 26.3% year-on-year to Rs 795.39 crore, driven by loan disbursements surging 79.5% YoY to Rs 80 crore. Total income rose 25.7% to Rs 42.70 crore, while net interest income grew 19.7% to Rs 20.38 crore. Profit after tax (PAT) increased 15.7% YoY to Rs 6.78 crore, though EPS dipped marginally by 1.1% to Rs 4.33 due to equity dilution. Asset quality improved with Gross NPA falling to 1.85% (from 2.19%) and Net NPA to 0.62% (from 0.67%). However, Net Interest Margin slipped to 2.62% from 2.76%, and the cost-to-income ratio worsened to 67.48% from 64.98%. The company is well-capitalised with a Capital Adequacy Ratio of 47.46%, and its credit rating was upgraded by Acuité from 'BBB+ Stable' to 'BBB+ Positive'. Management reaffirmed its target of reaching Rs 1,000 crore AUM, supported by 93 branches across 7 states.
Positive for shareholders — strong AUM and disbursement growth, improving asset quality, and a credit rating upgrade signal healthy business momentum. However, margin compression and rising costs could limit near-term earnings expansion, keeping the stock's reaction balanced.