SRG Housing Finance Limited has informed the Exchange about Investor Presentation
SRGHFL · price
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Awaiting price reaction for this filing.
SRG Housing Finance filed its Q4 and FY25 investor presentation. Assets under management grew to Rs. 759 crore as of March 31, 2025, up about 26% from Rs. 601.59 crore a year earlier. Profit after tax for FY25 stood at Rs. 24.39 crore versus Rs. 21.06 crore in FY24, with Q4 PAT at Rs. 6.19 crore. Gross NPA improved to 1.84% from 2.29% and net NPA to 0.61% from 0.69%. The company reported a spread of 9.88% in Q4FY25 and NIM of 2.78%. It raised Rs. 274 crore in FY25, including Rs. 194 crore from lenders and Rs. 80 crore from equity (via warrant conversion and preferential allotments). The branch network expanded to 90 across 7 states, with focus on rural and small-ticket housing loans.
Positive read for shareholders: steady AUM growth, improving asset quality, and strong capital adequacy of 47.23% support continued expansion. The Rs. 80 crore equity raise may cause mild dilution, but funds strengthen the balance sheet for further growth in the affordable rural housing segment.