SRG Housing Finance Limited has submitted to the Exchange, the financial results for the Quarter ended Jun 30, 2025.
SRGHFL · price
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SRG Housing Finance Limited submitted its Q1 FY26 results to the exchanges after a board meeting on August 13, 2025. Total revenue from operations rose to Rs. 4,171.79 lakhs from Rs. 3,376.98 lakhs in the same quarter last year, a jump of about 23.5%, driven mainly by interest income of Rs. 3,713.05 lakhs (up from Rs. 3,104.83 lakhs). Profit before tax grew to Rs. 784.90 lakhs from Rs. 687.91 lakhs (~14% rise), while net profit came in at Rs. 678.13 lakhs versus Rs. 585.74 lakhs earlier, a roughly 15.8% increase. However, expenses grew faster than income — employee costs jumped about 43% and other expenses rose about 33% — which squeezed profit margins. Basic EPS was Rs. 4.33 (vs Rs. 4.38 in Q1 FY25). The statutory auditor issued a clean limited review report with no qualifications. The company confirmed no defaults on loan repayments and has no debt securities outstanding. It also allotted 4,600 ESOP shares at Rs. 200 each, raising Rs. 9.20 lakhs.
Decent top-line growth on the back of higher lending income is positive for shareholders, but faster expense growth (especially staff and operating costs) led to margin compression, limiting net profit growth to around 16%. The clean auditor review and no loan defaults are reassuring for investors.