Transcript of Conference Call held on 12.05.2026
SRGHFL · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
SRG Housing Finance held its Q4 FY26 earnings call where management reported strong performance with AUM crossing INR 1,000 crore milestone to reach INR 1,042 crore (37% YoY growth). FY26 PAT grew 33% to INR 32.49 crore while net interest income rose 31% to INR 98.26 crore. NIMs remained healthy at 10.91% and asset quality improved with GNPA declining to 1.77%. The company received an upgrade to A- Stable rating from Acuité. Management guided for FY27 disbursements of INR 600 crore targeting AUM of INR 1,300-1,400 crore and plans to expand into Tamil Nadu and Telangana with 10-15 new branches. Long-term vision includes reaching INR 10,000-20,000 crore AUM and possibly raising equity when leverage approaches 5-6x.
The company demonstrated strong execution with consistent 30%+ profit growth and improving operational efficiency. The rating upgrade and multi-year growth roadmap (INR 2,000 crore in 2 years) signal a solid growth trajectory for this affordable housing finance player focused on underserved rural and semi-urban markets.