Audited Financials Results for the quarter and financial year ended 31st March 2025

Revenue Growth 20pctNegative Operating CashflowResults View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

+2.3%Reaction day

₹37.24

prior close

₹37.58

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used-0.8%+3.2% vs market

Housing Finance Company peers, median of 17sector-1.6%+3.9% vs sector

On the reaction day the stock moved 3.2 pts more than Nifty Microcap 250 and 3.9 pts more than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Sessions after the filingfrom the prior close

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Reaction day

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Next day

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-32.5+10.2-42.7+2.9-35.4

UpDownMarket · Nifty Microcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Star Housing Finance reported strong FY25 results with total income rising to ₹9,496.27 lakhs from ₹6,163.55 lakhs in FY24, a growth of about 54%. Profit after tax increased to ₹1,109.91 lakhs (₹888.33 lakhs in FY24), with basic EPS of ₹1.41. Loan book grew to ₹41,522 lakhs, while total assets stood at ₹55,500 lakhs. Asset quality remained healthy with Gross NPA at 1.84% and Net NPA at 1.40%. Debt-equity ratio was 2.83. The company also announced a proposed listing on NSE, appointment of a new internal auditor (KVU & Associates) for FY26, and a direct loan assignment of ₹55.83 crore to Vastu Housing Finance.

Likely market impact

Strong revenue and profit growth along with stable asset quality is positive for shareholders, though the company's debt-to-equity ratio of 2.83 and negative operating cash flow of ₹6,111 lakhs indicate high leverage typical of an HFC. The proposed NSE listing could improve liquidity in the stock.