Investor Presentation with respect to Unaudited Financial Results for the quarter ended 31st December 2025.
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Awaiting price reaction for this filing.
Star Housing Finance shared its quarterly investor deck highlighting key metrics as of December 31, 2025. Assets under management stood at Rs. 569.86 crs with over 5,500 live accounts and an average loan size of Rs. 10 lakhs, with 99% of the book in retail affordable housing. Asset quality remains steady with GNPA at 1.84% and NNPA at 1.49%. However, profitability weakened sharply with 9M FY25-26 PBT at Rs. 4.84 crs versus Rs. 10.36 crs in the prior year period, and PAT at Rs. 3.67 crs versus Rs. 8.12 crs, mainly due to higher finance costs and operating expenses. Disbursements also slowed to Rs. 98 crs in 9M FY25-26 against Rs. 149 crs for full-year FY24-25. Net worth strengthened to Rs. 146.66 crs, supported by past capital raises and profit accretion, while total borrowings stood at Rs. 400.02 crs across 28 lenders.
Despite steady asset quality and a strong net worth base, the sharp drop in profitability and slowing disbursements are negatives that may weigh on near-term investor sentiment, while the diversified lender base and 100% NPA provisioning coverage offer some comfort.