Tamilnad Mercantile Bank Limited has informed the Exchange about Transcript

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

TMB · price

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Price reaction · full curve 14 horizons · vs prior close

-1.2%1-day move

₹736.00

prior close

₹748.15

base price

After-mkt

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AI summary

Tamilnad Mercantile Bank reported a transformational FY26 with all key metrics exceeding guidance. Total business grew 17.37% to ₹1,15,091 crores against a 15% guidance. CASA deposits surged 22.35% to ₹17,365 crores, while advances grew 20.32% (or 22.57% including IBPC sale). Net profit rose 28.01% to ₹373.65 crores, with ROA at 2.05% and ROE breaking 15% to 15.03%. Asset quality remained exceptional with GNPA at 0.73% and NNPA at 0.18%. The bank opened 44 branches (vs target of 50) and flagged MSME as the next growth driver for FY27. Management guided for 16% deposit growth and 20%+ advances growth in FY27, expecting ROA of 1.9-2%.

Likely market impact

The bank has delivered strong outperformance against all self-imposed targets with industry-leading asset quality, making it attractive for investors. The MSME segment turnaround and branch expansion plans indicate continued growth momentum for FY27.