Announced Fri, 8 May · 17:45 IST

Tamilnad Mercantile Bank Limited has informed the Exchange about Investor Presentation

Analyst Day Multiyear TargetsInvestor Communications View source PDF

TMB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-9.3%1-day move
₹734.40
prior close
₹734.40
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-3.4-3.2-3.7-5.0-9.3-8.0-9.8-8.8-7.2-5.6+0.9+4.7+8.7
Up moveDown movePending
AI summary

Tamilnad Mercantile Bank released an investor presentation showcasing strong FY26 performance under new ex-SBI leadership. Total business reached ₹1,15,091 Cr with advances growing 20.32% YoY to ₹53,379 Cr and deposits rising 14.94% YoY to ₹61,712 Cr. Asset quality is exceptional with GNPA at a 10-year low of 0.73% and NNPA at 0.18%, while PCR improved to 96.14%. Profitability improved with PAT of ₹1,338 Cr (up 13.10% YoY), ROA at 1.93%, and ROE at 13.99%. The bank exceeded all Q4 FY26 guidance targets - CASA grew 22.35% (vs 15%+ target), NIM at 4.18% (vs 3.90-3.95% target), and ROA at 2.05% (vs 1.85%+ target). The bank operates 622 branches with 60 more planned for FY27, and trades at P/B of ~1.15x versus peer average of 1.5x, suggesting valuation rerating potential.

Likely market impact

The bank demonstrates strong execution with all KPIs exceeding guidance, supported by new ex-SBI leadership driving transformation. The valuation discount to peers (1.15x vs 1.5x) could narrow as institutional awareness grows and growth targets are met.